Search found 757 matches

by flyingpylon
Sat Apr 17, 2021 2:04 pm
Forum: Other Discussions
Topic: You can't take it with you...
Replies: 3
Views: 49

You can't take it with you...

I'm curious to know what people's thoughts are regarding the spend-down of assets as they age. I've been attempting to model my finances in retirement and the projected final value of my assets might be higher than it needs to be. It's hard to change the "save save save" mindset and be okay with spe...
by flyingpylon
Wed Apr 14, 2021 4:26 am
Forum: Other Discussions
Topic: Need a realtor to sell a home in this market?
Replies: 43
Views: 499

Re: Need a realtor to sell a home in this market?

There's some conspiracy theorists who believe this is part of "The Great Reset" where housing becomes unaffordable which allows the government to institute UBI and digital currency that depreciates if unspent. Then there are others who run the numbers and realize what the hedge funds have figured o...
by flyingpylon
Tue Apr 13, 2021 7:02 pm
Forum: Other Discussions
Topic: Climate Change!
Replies: 6
Views: 63

Re: Climate Change!

We Are Living in a Climate Emergency, and We’re Going to Say So

https://www.scientificamerican.com/arti ... to-say-so/
by flyingpylon
Tue Apr 13, 2021 5:09 pm
Forum: Other Discussions
Topic: Climate Change!
Replies: 6
Views: 63

Re: Climate Change!

I've heard the new term is "climate emergency".
by flyingpylon
Tue Apr 13, 2021 1:54 pm
Forum: Other Discussions
Topic: Need a realtor to sell a home in this market?
Replies: 43
Views: 499

Re: Need a realtor to sell a home in this market?

The relative of an acquaintance of mine recently put their "nothing special" house in a suburb of Buffalo, NY on the market at $415k. Within 4 days they had 11 offers, 4 were all cash, and the accepted offer was $500k all cash with a quick close. I really would like to see a breakdown of who is buyi...
by flyingpylon
Tue Apr 13, 2021 12:48 pm
Forum: Bonds
Topic: Inflation
Replies: 64
Views: 1675

Re: Inflation

Back to inflation... Hearing from two friends in Toronto area. Houses are over 1 million, and bidding wars. Lake cottages up north are way over 1 million, sometimes 2 million, and bidding wars. I just think this can't end well. I think another real estate meltdown ala 2008 is inevitable, and coming...
by flyingpylon
Mon Apr 12, 2021 8:24 am
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 566
Views: 9391

Re: Reasons why I will not be getting injected for the Wuhan

This was an interesting story about the J&J vaccine, just passing it along...

The Story of One Dose
by flyingpylon
Mon Apr 12, 2021 8:02 am
Forum: Politics
Topic: Mlb partisanship
Replies: 37
Views: 853

Re: Mlb partisanship

What I would like is everyone to be given a receipt when they vote that has a unique non identifying code. You can then go online and confirm your ballot was received as you submitted and also view other ballots in a way that won't identify whose it was. I have been saying since 2000 that voting ma...
by flyingpylon
Sun Apr 11, 2021 6:00 pm
Forum: Other Discussions
Topic: Optimal Diet
Replies: 112
Views: 2510

Re: Optimal Diet

I put a scoop of collagen peptides in my coffee. It gives it a creamier texture than straight black, but not as much as "non-dairy creamer" (which is usually corn syrup solids) and certainly nothing like real cream.
by flyingpylon
Wed Apr 07, 2021 7:13 pm
Forum: Other Discussions
Topic: Electric scooter or bike electric assist recommendations
Replies: 5
Views: 156

Re: Electric scooter or bike electric assist recommendations

I’d like to help but my e-bike is 65 lbs! That 30 lb limit might be tough to meet. Here are some possibilities, but I don’t have experience with any of them: https://boxercycles.com/lightweight-electric-bike/ Endless Sphere is a great forum but the discussions can get into deep technical detail pret...
by flyingpylon
Tue Apr 06, 2021 5:50 am
Forum: Bonds
Topic: Inflation
Replies: 64
Views: 1675

Re: Inflation

For me, one of the most important reasons to hire a “professional” is simply to transfer the liability of screwing up.
by flyingpylon
Mon Apr 05, 2021 7:18 pm
Forum: Other Discussions
Topic: Housing prices
Replies: 112
Views: 3828

Re: Housing prices

Image
by flyingpylon
Thu Apr 01, 2021 11:08 am
Forum: Other Discussions
Topic: Housing prices
Replies: 112
Views: 3828

Re: Housing prices

76 all-cash offers on one home. The housing madness shows no signs of slowing Ellen Coleman had never received so many offers on a house in her 15 years of selling real estate. She listed a fixer-upper in suburban Washington, DC for $275,000 on a Thursday. By Sunday evening, she had 88 offers. "The...
by flyingpylon
Wed Mar 31, 2021 3:37 pm
Forum: Other Discussions
Topic: Reducing 401k contributions now for tax flexibility later?
Replies: 16
Views: 397

Re: Reducing 401k contributions now for tax flexibility later?

I appreciate everyone's replies. There is a lot to consider and of course it comes down to each individual's unique situation. I was just curious to see if others had already thought through some of the issues and had any tips or tricks to share. For example I liked LittleDinghy's setup, but additio...
by flyingpylon
Wed Mar 31, 2021 12:36 pm
Forum: Other Discussions
Topic: Housing prices
Replies: 112
Views: 3828

Re: Housing prices

+1 on Granola Shotgun, great blog.
by flyingpylon
Wed Mar 31, 2021 10:23 am
Forum: Other Discussions
Topic: Housing prices
Replies: 112
Views: 3828

Re: Housing prices

Housing inventory is at record lows. You can find stories from all different parts of the country about sellers receiving multiple offers well above asking from buyers that haven't even seen the house.
by flyingpylon
Tue Mar 30, 2021 5:53 pm
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 566
Views: 9391

Re: Reasons why I will not be getting injected for the Wuhan

About 78% of people who have been hospitalized, needed a ventilator or died from Covid-19 have been overweight or obese, the Centers for Disease Control and Prevention said in a new study https://www.cnbc.com/2021/03/08/covid-cdc-study-finds-roughly-78percent-of-people-hospitalized-were-overweight-o...
by flyingpylon
Mon Mar 29, 2021 3:11 pm
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 566
Views: 9391

Re: Reasons why I will not be getting injected for the Wuhan

This looks to be a rather complete and compelling indictment against the vaccine salesman, posted only for reason- and evidence-based investigation. Karl denninger, take it away... https://market-ticker.org/akcs-www?post=241875 Pretty epic post. The rebuttal will be "but he uses strong words in bol...
by flyingpylon
Mon Mar 29, 2021 2:01 pm
Forum: Other Discussions
Topic: Reasons why I will not be getting injected for the Wuhan
Replies: 566
Views: 9391

Re: Reasons why I will not be getting injected for the Wuhan

This looks to be a rather complete and compelling indictment against the vaccine salesman, posted only for reason- and evidence-based investigation. Karl denninger, take it away... https://market-ticker.org/akcs-www?post=241875 Pretty epic post. The rebuttal will be "but he uses strong words in bol...
by flyingpylon
Sun Mar 28, 2021 4:32 pm
Forum: Other Discussions
Topic: Reducing 401k contributions now for tax flexibility later?
Replies: 16
Views: 397

Re: Reducing 401k contributions now for tax flexibility later?

With the elimination of the Obamacare fiscal cliff, you have a bit more leeway with your retirement income tax management. And of course, it's very important to find out if you even have a viable Obamacare option. For example, the Obamacare options available to me are insurances that almost no one ...
by flyingpylon
Sun Mar 28, 2021 4:24 pm
Forum: Other Discussions
Topic: Reducing 401k contributions now for tax flexibility later?
Replies: 16
Views: 397

Re: Reducing 401k contributions now for tax flexibility later?

FlyingPylon, I'm 68 and retiring at 70 in 2022, when I'll be taking Social Security. In 2018 I woke up and realized I had a lot of money in my corporate 401k. Fortunately my company allows in-service partial distributions, so in each of 2018, 2019 and 2020 I've been doing two things: first, trustee...
by flyingpylon
Sat Mar 27, 2021 12:48 pm
Forum: Other Discussions
Topic: Reducing 401k contributions now for tax flexibility later?
Replies: 16
Views: 397

Re: Reducing 401k contributions now for tax flexibility later?

Thanks for the replies. Health insurance is a big factor that I mentioned, but there can be lots of other reasons to keep reportable income low. Or at least have the option to do that. Maybe options are what I really want given that there is no way to predict the future with 100% certainty. Right no...
by flyingpylon
Fri Mar 26, 2021 12:57 pm
Forum: Other Discussions
Topic: Reducing 401k contributions now for tax flexibility later?
Replies: 16
Views: 397

Reducing 401k contributions now for tax flexibility later?

I'm seven years (possibly less) from leaving my corporate job at age 62. I'm not sure yet whether it will be full retirement, semi-retirement, or whatever the cool kids will be calling it at that time. But there will likely be five or more years of greatly reduced income before taking Social Securit...
by flyingpylon
Wed Mar 24, 2021 6:11 pm
Forum: Politics
Topic: Sydney Powell's defense
Replies: 28
Views: 660

Re: Sydney Powell's defense

Actually I think most people who voted for Biden could not tell you what his policies are if you asked them. They voted for him because they were told so by numerous mainstream media outlets. If you ask these people for reasons, you would hear the following: 1) they hated trump. 2) sunshine and pon...
by flyingpylon
Tue Mar 23, 2021 2:24 pm
Forum: Other Discussions
Topic: Optimal Diet
Replies: 112
Views: 2510

Re: Optimal Diet

Cardio makes people hungry, so they overeat... so they do more cardio... which makes them hungry... and so on, and so on...

Don't overdo the cardio.