Search found 1108 matches
- Tue Aug 27, 2024 6:44 pm
- Forum: Permanent Portfolio Discussion
- Topic: Are you always taking a bath on at least one asset?
- Replies: 16
- Views: 1258
Re: Are you always taking a bath on at least one asset?
The historical results that probably convinced you to go with the GB were generated with individual assets that were overvalued or undervalued at any given time. If you want the benefits of a “lazy portfolio” and you accept that you can’t predict the future, you need to treat it like a black box as ...
- Sun Aug 25, 2024 10:47 am
- Forum: Other Discussions
- Topic: Ross Ulbricht And Silk Road
- Replies: 26
- Views: 5466
- Fri Jun 28, 2024 8:10 am
- Forum: Politics
- Topic: Very Fine People
- Replies: 3
- Views: 2348
Re: Very Fine People
Seven years… does the timing make more sense after last night?
- Sun Jun 23, 2024 9:59 am
- Forum: Politics
- Topic: Very Fine People
- Replies: 3
- Views: 2348
Re: Very Fine People
Seven years is a long time arrive at this conclusion, but as Snopes is accused of being left-leaning, or even a mouthpiece for the left, I think this is important. It was forum members here who taught me many years ago that the allegations were false. https://www.snopes.com/fact-check/trump-very-fi...
- Wed Jun 05, 2024 9:41 am
- Forum: Politics
- Topic: Grilling Fauci
- Replies: 27
- Views: 6458
- Wed Feb 07, 2024 1:16 pm
- Forum: Permanent Portfolio Discussion
- Topic: Rebalancing and Timing
- Replies: 7
- Views: 1724
Re: Rebalancing and Timing
I split the trigger into two zones: “can rebalance” and “must rebalance”. Can rebalance is within around 1% of the must rebalance threshold. I allow myself to rebalance if I feel like it. I do partial rebalances and I got tired of missing out on opportunities because I waited for that last 1% or so....
- Mon Feb 05, 2024 12:56 pm
- Forum: Other Discussions
- Topic: Life Insurance in Retirement
- Replies: 1
- Views: 589
Life Insurance in Retirement
I'm curious to know what people's thoughts are about life insurance in retirement (or very close to it). For this purpose I'm only referring to term insurance, not any other type that also serves as an investment. Say you and your spouse have been working and investing for many years, the mortgage i...
- Wed Jan 10, 2024 8:51 am
- Forum: Permanent Portfolio Discussion
- Topic: 25 x 4 or 33 x 3
- Replies: 37
- Views: 75198
Re: 25 x 4 or 33 x 3
I always laugh when someone states they are "100% stocks", yet the have 1-2 years of living expenses in cash... so, they aren't actually 100% stocks, then. This puts the PP at a disadvantage when it is backtested against other asset allocation strategies that exclude cash savings. I like ...
- Mon Nov 27, 2023 8:25 pm
- Forum: Other Discussions
- Topic: Login & Cache
- Replies: 9
- Views: 18323
Re: Login & Cache
I experienced the same thing using Firefox on iOS so I switched to Chrome and Safari. Seems like there was another combination of OS and browser where it happened but I can’t remember now.
- Fri Oct 27, 2023 1:26 pm
- Forum: Other Discussions
- Topic: YouTube Junkie
- Replies: 1255
- Views: 727876
Re: YouTube Junkie
Thought this animation created in 2012 was interesting in light of current events...
This Land is Mine by Nina Paley
https://youtu.be/8tIdCsMufIY?si=jHTGr5wrap3w0evC
https://blog.ninapaley.com/2012/10/01/t ... d-is-mine/
This Land is Mine by Nina Paley
https://youtu.be/8tIdCsMufIY?si=jHTGr5wrap3w0evC
https://blog.ninapaley.com/2012/10/01/t ... d-is-mine/
- Wed Oct 11, 2023 8:59 am
- Forum: Politics
- Topic: Rise of the New Right & the Battle for America in 2024
- Replies: 13
- Views: 32529
- Wed Sep 27, 2023 4:36 am
- Forum: Bonds
- Topic: TLT cracks $90
- Replies: 43
- Views: 97147
Re: TLT cracks $90
Thoughts? At 16.7% of my PP... Getting close to the 15% rebalance band. I hope it doesn't happen this year but will in 2024. Will have to report my 2023 to FAFSA, so I do not want to sell anything from my brokerage accounts :-[ Regarding FAFSA, make sure your ordinary income qualifies you for finan...
- Sat Sep 09, 2023 8:10 am
- Forum: Permanent Portfolio Discussion
- Topic: PP Mistakes
- Replies: 43
- Views: 115934
Re: PP Mistakes
Thanks for this. A comprehensive list. Thought it took scanning the list a few times to finally find the Simplified Permanent Portfolio. The list is what order? Definitely NOT alphabetical? ????????? 30-year avg return, descending order. Click on the column headers to change the sort order.
- Fri Sep 08, 2023 9:19 am
- Forum: Permanent Portfolio Discussion
- Topic: PP Mistakes
- Replies: 43
- Views: 115934
Re: PP Mistakes
Hindsight is 20/20. Foresight, not so much.
- Thu Aug 17, 2023 9:18 am
- Forum: Politics
- Topic: The Left is Eating Itself Pt. II
- Replies: 851
- Views: 518043
Re: The Left is Eating Itself Pt. II
Because there's no longer any discussion here. People state their cases at each other until one or both sides get pissed off and return to their respective corners.
What's the point?
- Sat Jun 24, 2023 6:11 am
- Forum: Other Discussions
- Topic: Netflix junkie
- Replies: 388
- Views: 162408
Re: Netflix junkie
I just finished watching Mad Max for the first time ever. I honestly don’t get the hype. The movie was very meh to me. I also now especially don’t get why Bogleheads always refer to the “Mad Max scenario” when discussing gold as an investment. Does anyone really think that this corresponds with rea...
- Fri Jun 23, 2023 9:56 am
- Forum: Other Discussions
- Topic: Do you listen to Scott Adams?
- Replies: 25
- Views: 24668
- Thu Jun 22, 2023 6:58 pm
- Forum: Other Discussions
- Topic: Do you listen to Scott Adams?
- Replies: 25
- Views: 24668
Re: Do you listen to Scott Adams?
I would say once in a great while. I do read his tweets, that’s all I have time for.
- Wed May 24, 2023 9:17 pm
- Forum: Other Discussions
- Topic: Past performance is no guarantee of future results
- Replies: 9
- Views: 5389
Re: Past performance is no guarantee of future results
My question is, for the purposes of financial planning, how do you estimate your future investment returns? The whole thing just seems like a crapshoot, which I guess it is at some level. Personally, I just take the Baseline Return as detailed here => https://portfoliocharts.com/portfolio/long-term...
- Wed May 24, 2023 5:19 pm
- Forum: Other Discussions
- Topic: Past performance is no guarantee of future results
- Replies: 9
- Views: 5389
Past performance is no guarantee of future results
Everyone should be familiar with the phrase in the subject line. My question is, for the purposes of financial planning, how do you estimate your future investment returns? Say you’ve identified an asset allocation that has returned an average of 10% nominal over the last 50 years ( std dev 8.8 ). Y...
- Fri May 19, 2023 8:39 am
- Forum: Gold
- Topic: Buy gold now?
- Replies: 13
- Views: 15726
- Wed May 17, 2023 9:31 am
- Forum: Other Discussions
- Topic: Maximize your Social Security benefits by changing your thinking
- Replies: 10
- Views: 4136
Re: Maximize your Social Security benefits by changing your thinking
The article is fine as far as it goes but this last paragraph was kind of just thrown in as an aside: "We didn’t cover the nuances involved with spousal benefits, dependent benefits, or survivor benefits. These auxiliary benefits could impact your filing decision in either direction, and coord...
- Tue May 16, 2023 12:20 pm
- Forum: Other Discussions
- Topic: Maximize your Social Security benefits by changing your thinking
- Replies: 10
- Views: 4136
Re: Maximize your Social Security benefits by changing your thinking
Not sure I would give it such high praise, but the emphasis on SS as insurance would be helpful to a lot of people.
- Wed May 03, 2023 12:07 pm
- Forum: Other Discussions
- Topic: Home Equity / Reverse Mortgages
- Replies: 0
- Views: 2741
Home Equity / Reverse Mortgages
I'm curious to know if anyone is (or has considered) using home equity as a more active part of their retirement income strategy, beyond just the typical asset of last resort or legacy asset. A case can be made that a tool like a reverse mortgage (and more specifically a reverse mortgage line of cre...